Auto Insurance

Should drivers be required to carry auto insurance? If so, should the government assist in supplying drivers with insurance if they cannot afford it?

6 Comments on “Auto Insurance”

  1. gregw89 Says:

    I believe that it should be required to carry auto insurance when driving a car. In the event that one is in an accident, costs must be covered.

    As long as there is adequate public transportation, it is not too much of a hassle to take that if one can’t afford insurance. Therefore, I don’t believe that the government should assist in providing drivers with auto insurance.

  2. whitelocust Says:

    We should force everyone to buy a product they don’t want, just in case they need it? That’s bull crap. I should spend my money that I earned on whatever I want to spend it on, Insurance should be voluntary, If someone gets into an accident, and they don’t have insurance then, they will be sued, simple as that, millions of illegal aliens don’t have insurance and they drive anyways, so lets have the white man pay high premiums to subsidize the cost of those who don’t have insurance, great liberal idea, if only premiums would stop rising, just like health care premiums, you libs always want to go against the natural forces of the universe in your quest for Utopia, don’t you get it, it can’t be done, you don’t know everything.

    • gregw89 Says:

      I agree that you should be able to spend the money you earn on whatever you want to. As far as having mandatory insurance, I see your point and it makes a lot of sense. If somebody wants to have the privilege of driving a car, they should take the financial risk that getting into an accident entails. If they’re smart, they will buy insurance. If they’re dumb or can’t afford it, it should not be subsidized. That is a privilege, and though I believe in subsidies for other basic necessities, I cannot justify taking the taxpayer’s money for auto insurance. I retract my statement about making it mandatory, as the driver knows the risks of driving without insurance.

      As far as a quest for Utopia goes, I believe that civilization is still in it’s infancy, which means we have barely learned how to walk. It takes some trying, as in the Greeks, Romans, and other societies, but we have not yet had a fully functioning civilization, which is what I believe we now perceive as Utopia. It is not that “it” can’t be done, it is that we haven’t learned how to do “it” yet.

      • danielg92 Says:

        Regarding Utopia, I believe we are beginning to touch the core issue that divides the political left from the right.

        All parties of the left ranging from Communists to Social Democrats believe that one method of government planning or another can lead to the greatest degree of prosperity and social cohesion. They owe a large intellectual debt to Karl Marx, particularly his theory of exploitation. They all speak about people in the aggregate when they ask themselves, “How will society benefit?” when they consider policy ideas.

        The schools of thought on the right, ranging from anarcho-capitalists to neoconservatives tend to shy away from central planning. They don’t believe that anyone can make intelligent decisions about the lives of others when they have no vested interest in a favorable result. They owe a large amount of intellectual debt to men like Ludwig von Mises who stated that man always acts to produce a favorable outcome for himself and will draw on whatever relevant information is available as he decides his actions. Any interference by a coercive third-party will only serve to hinder the individual’s efforts to improve his condition. Terms like “society” mean little to the political right because they don’t look at humanity in it’s aggregate, rather, they look at all of society as a mere collection of individuals, not an entity in it’s own right.

  3. Joe Smolenski Says:

    We always need auto insurance because you will never know when you are going to get some car accident. ”;’,

    Kind regards http://www.healthmedicinelab.com“>

  4. Lamont Gaw Says:

    The more you are on the road, the higher your chances of getting in an accident. Insurance rates are higher for people who commute to work. So taking the bus or sharing a ride will not only help you save on parking and gas, but will help lower your insurance premiums.^

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